How Does Selling Your House for Cash Work in Miami?

Quick Answer

You contact a cash buyer, they make an offer within 24 hours, you sign a contract, and a licensed title company handles the closing. No agents, no repairs, no lender approvals. The entire process takes 7 to 14 days from offer to cash in hand.

The Simple Version

Selling your home for cash means selling directly to a buyer who does not need a bank loan. No mortgage approval process. No appraisal contingency. No 45-day closing timelines. No agent commissions on either side.

The buyer evaluates your property, makes a written offer, and if you accept, a standard Florida purchase contract is signed. A licensed title company handles the closing — title search, lien payoffs, deed transfer, and fund distribution. You choose the closing date.

That is the entire process. Here is how it looks step by step.

The Acrux Trust, Inc. Process — Start to Finish

Cash Sale vs. Traditional Sale — Side by Side

Factor Cash Sale (Acrux Trust, Inc.) Traditional Sale (Agent + MLS)
Time to close 7 to 14 days 45 to 90 days average
Agent commissions None 5% to 6% of sale price
Repairs required None — as-is Often required to list or pass inspection
Showings None Multiple showings over weeks
Financing contingency No — cash is certain Yes — deals fall through when buyers lose financing
Works with liens/violations Yes Usually not — lenders require clean title
Closing date You choose Determined by buyer's lender
Sale price Below retail market value Closer to full market value

The net difference is often smaller than it looks. When you subtract agent commissions (5–6%), repair costs, carrying costs during a 60–90 day listing period, and the risk of deals falling through due to financing — a cash offer that is 10–15% below list price can net you a comparable or better outcome with far less stress and time.

What Kinds of Properties Acrux Trust, Inc. Buys

We buy properties throughout Miami-Dade County in any condition and any situation — including:

If you are not sure whether your situation qualifies, call us. The answer is almost always yes.

Common Questions

Do I need to clean out the house before selling to a cash buyer?
No. You take what you want and leave the rest. We purchase the property as-is including any contents. This is especially helpful for inherited properties or situations where coordinating a full cleanout is impractical.
Will you visit the property before making an offer?
In most cases we can make an initial offer based on the property address and information you provide, sometimes without an in-person visit. For properties with specific condition issues, we may request a walkthrough before finalizing the offer. Either way, there is no cost and no obligation to accept.
What if I still have a mortgage — can I sell for cash?
Yes. Having a mortgage does not prevent a cash sale. The mortgage payoff is handled at closing by the title company — your lender receives their payoff directly from the sale proceeds. You receive whatever equity remains after all payoffs. This is standard in every real estate transaction.
Can I sell remotely without being physically present in Miami?
Yes. Closings can be handled remotely — documents are signed via notary or electronic signature and proceeds are wired to your account. Many of our sellers are out-of-state or dealing with inherited properties remotely. The title company coordinates everything and you do not need to be physically present in Miami to close.
How do I know the cash offer is fair?
A cash offer will be below full retail market value — that is the honest reality of the trade-off for speed, certainty, and as-is condition. You can evaluate the offer by looking at comparable sales in your neighborhood, factoring in the cost of any repairs that would be needed for a traditional listing, and subtracting estimated agent commissions and carrying costs. We are happy to walk you through how we arrived at the offer number.
Is Acrux Trust, Inc. a legitimate cash home buyer in Miami?
Yes. Acrux Trust, Inc. is a BBB A+ accredited company with a 5-star Google rating, founded in 2021 and based in Coral Gables. The founder brings over 20 years of personal experience in the Miami-Dade real estate market. All transactions close through licensed Florida title companies using standard Florida contracts. You can verify us at sunbiz.org and bbb.org.

Ready to Get Your Cash Offer?

Call or fill out the form below. Cash offer within 24 hours. No fees, no agents, no repairs. Close on your timeline.

Get Your Cash Offer Today Or call directly: (305) 925-2475